The idea of a week long company orientation would make most of us yawn. But Rackspace, a web hosting company in San Antonio, puts one on that is anything but boring. Check it out here.
What do you think... fun or a plain waste of time?
I hope you have a fanatical week! I'm here if you need anything.
Irene
Showing posts with label vermont real estate. Show all posts
Showing posts with label vermont real estate. Show all posts
Wednesday, February 13, 2013
New Goals
As we are starting the New Year 2013, I've been thinking about goals. Every year, millions of people sit down and carefully choose where they want to go in life and how they're going to get there.
Take Jim Layton, for example. His list just got a new checkmark, but you'll never guess what for, even though 649 other people were right there with him. You can find out here.
As you're thinking about what you want to accomplish next year, please remember that I'm always honored when someone trusts me to help them achieve an important goal. If I can help you in any way, please just let me know.
Best,
Irene
Irene Gaffigan, Associate Broker, CRS, e-PRO
Bean Group
Toll Free: (800) 659-1819
Cell: (802) 353-1983
Fax: (802) 779-0152
Website: http://isellvermontrealestate.com
Visit my blog at: http://www.isellvermontrealestate.com/blog
Facebook: http://www.facebook.com/realtorvermont
Follow me on Twitter: http://twitter.com/gaffy
Take Jim Layton, for example. His list just got a new checkmark, but you'll never guess what for, even though 649 other people were right there with him. You can find out here.
As you're thinking about what you want to accomplish next year, please remember that I'm always honored when someone trusts me to help them achieve an important goal. If I can help you in any way, please just let me know.
Best,
Irene
Irene Gaffigan, Associate Broker, CRS, e-PRO
Bean Group
Toll Free: (800) 659-1819
Cell: (802) 353-1983
Fax: (802) 779-0152
Website: http://isellvermontrealestate.com
Visit my blog at: http://www.isellvermontrealestate.com/blog
Facebook: http://www.facebook.com/realtorvermont
Follow me on Twitter: http://twitter.com/gaffy
Tuesday, November 20, 2012
Thank you Vermont and Maine
PRESS RELEASE
VSP Sends Troopers to Help in Sandy Recovery Efforts
Waterbury, VT – The Vermont State Police (VSP) will be deploying 11 troopers to New Jersey to provide law enforcement assistance in the aftermath of Hurricane Sandy. The VSP convoy will leave from the Williston Barracks tomorrow, November 4, 2012 at approximately 9AM for a seven day deployment.
VSP members will join with 15 troopers from the Maine State Police (MSP) to create a New England State Police law enforcement strike team to assist state and local law enforcement agencies. During the deployment, VSP members will work closely with the New Jersey State Police to provide law enforcement support and security teams in the areas of New Jersey affected by the storm. Members will be operating out of the Fort Dix area.
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Irene Gaffigan
Broker, CRS, e-PRO
36 VT Route 30
Bondville, VT 05340
Direct: 802-353-1983
Toll Free: 800-659-1819
Fax: 802-779-0152
Web: www.isellvermontrealestate.com
Tuesday, October 23, 2012
Featured Listing - Lost Lake/Crooked Path Road, Arlington, VT 05250 (MLS # 4189884)
| Beautiful
corner lot with views and a wonderful neighborhood. Septic Design and
all permits. Lost Lake/crooked Path Road, Arlington, VT 05250 (MLS # 4189884) |
$120,000 |
|
|||||||||||||||||||||||||||
| Description | Beautiful corner lot with views and a wonderful neighborhood.
Septic Design and all permits in place for a 4 bedroom house - underground
power. More information regarding this property |
|||
Contact Irene Gaffigan
Irene Gaffigan Broker, CRS, e-PRO 36 VT Route 30 Bondville, VT 05340 Direct: 802-353-1983 Toll Free: 800-659-1819 Fax: 802-779-0152 Visit us at: Southern Vermont Real Estate |
 |
Friday, April 27, 2007
Second Home Tax Rules
Vermont has seen an influx of second home buyers in the past few years. Here are some second-home tax rules to keep in mind.
Mortgage interest.
The mortgage interest you pay on your second home is tax deductible just as the interest on the mortgage on your first home is.
You can write off 100% of the interest you pay on up to $1 million of debt secured by your first and second homes and used to acquire or improve the properties. (That's a total of $1 million of debt, not $1 million on each home.)
However, if you rent your second home for more than 14 days a year different rules apply. See below.
Property taxes.
You can deduct property taxes on your second home, too. In fact, you can deduct property taxes paid on any number of homes you own.
Renting.
If you rent your second home out for 14 or fewer days during the year, you can pocket the cash tax-free. The house is considered a personal residence, so you deduct mortgage interest and property taxes just as you do for your principal home.
If you rent for more than 14 days, though, and you must report all rental income. You also get to deduct rental expenses, and that gets complicated because you need to allocate costs between the time the property is used for personal purposes and the time it is rented. Taxes are based on the amount of time the house is rented and it is a good idea to talk with your accountant concerning details.
Tax-free profit.
You are allowed to take up to $500,000 of profit tax free when selling your principal residence. However if you make your second home your principal residence, you can extend this deduction.
Some retirees, for example, are selling the big family home and moving full time into what had been their vacation home. Once you live in that home for two years, up to $500,000 of profit can be tax free. (Any profit attributable to depreciation while you rented the place, though, would be taxable. Depreciation reduces your tax basis in the property and therefore increase profit dollar for dollar.)
Are you thinking of buying a second home in Vermont? Visit my website to view all Vermont real estate or give me a call at800-659-1819 #103. I'm glad to help you find your Vermont vacation home!
Mortgage interest.
The mortgage interest you pay on your second home is tax deductible just as the interest on the mortgage on your first home is.
You can write off 100% of the interest you pay on up to $1 million of debt secured by your first and second homes and used to acquire or improve the properties. (That's a total of $1 million of debt, not $1 million on each home.)
However, if you rent your second home for more than 14 days a year different rules apply. See below.
Property taxes.
You can deduct property taxes on your second home, too. In fact, you can deduct property taxes paid on any number of homes you own.
Renting.
If you rent your second home out for 14 or fewer days during the year, you can pocket the cash tax-free. The house is considered a personal residence, so you deduct mortgage interest and property taxes just as you do for your principal home.
If you rent for more than 14 days, though, and you must report all rental income. You also get to deduct rental expenses, and that gets complicated because you need to allocate costs between the time the property is used for personal purposes and the time it is rented. Taxes are based on the amount of time the house is rented and it is a good idea to talk with your accountant concerning details.
Tax-free profit.
You are allowed to take up to $500,000 of profit tax free when selling your principal residence. However if you make your second home your principal residence, you can extend this deduction.
Some retirees, for example, are selling the big family home and moving full time into what had been their vacation home. Once you live in that home for two years, up to $500,000 of profit can be tax free. (Any profit attributable to depreciation while you rented the place, though, would be taxable. Depreciation reduces your tax basis in the property and therefore increase profit dollar for dollar.)
Are you thinking of buying a second home in Vermont? Visit my website to view all Vermont real estate or give me a call at800-659-1819 #103. I'm glad to help you find your Vermont vacation home!
Thursday, March 22, 2007
Ludlow Home Buyers Can Now Finance Repairs
Vermont Housing Finance Agency (VHFA) has made it easier for home buyers purchasing a rehab to borrow the money for needed repairs.
For mortgage loans that close on or after Feb. 1, 2007, VHFA will now allow the total cost of repairs to be included in the mortgage loan as long as those costs do not exceed the lesser of $25,000 or 25 percent of the purchase price which must include a 10 percent contingency. For loans that meet specific requirements, VHFA will purchase loans from lenders with an outstanding escrow for those repairs.
Eligible repair items include: items to complete the property, increase living space, construct a garage (maximum two-car), correct structural issues, bring property up to building codes or standards, correct or add needed safety features, repair or modernize mechanical and/or plumbing systems or fixtures and to repair or improve internal or external surfaces.
Contact me for more information on this program at 800-659-1819 #103
For mortgage loans that close on or after Feb. 1, 2007, VHFA will now allow the total cost of repairs to be included in the mortgage loan as long as those costs do not exceed the lesser of $25,000 or 25 percent of the purchase price which must include a 10 percent contingency. For loans that meet specific requirements, VHFA will purchase loans from lenders with an outstanding escrow for those repairs.
Eligible repair items include: items to complete the property, increase living space, construct a garage (maximum two-car), correct structural issues, bring property up to building codes or standards, correct or add needed safety features, repair or modernize mechanical and/or plumbing systems or fixtures and to repair or improve internal or external surfaces.
Contact me for more information on this program at 800-659-1819 #103
Friday, January 19, 2007
Tips For A Quick Sale This Winter
Selling a home in winter can have its pluses and minuses. On the plus side, there is less competition. On the minus side, days are shorter, the weather doesn't always cooperate and flowers aren't in bloom.
BankRate.com has some excellent tips to help speed up a winter sale:
1. Keep walkways and driveways clear of snow and ice. You may not have to mow the lawn or trim the shrubs, but in the winter, consider this duty your "yard work."
2. Present a warm and cozy home. Make sure the temperature is comfortable and not too cool for visitors coming in from the outside. Turn on gas fireplaces if you have them.
3. Show during "high-daylight" hours and make your home as light as possible. Clean blinds and curtains and keep them open during daytime showings. Put the highest wattage bulbs in amps and fixtures, and turn the lights on when you show. And wash your windows -- even a little bit of grime gives the impression that the home isn't well cared for.
4. Set the mood with a little soft background music and some pleasant smells. Light a few candles that give off a nice scent, such as vanilla. Just don't overdo it -- you don't want people to think you're trying to mask a bad smell.
5. Ask prospective buyers to remove their shoes or slip on paper booties over them. Doing so shows buyers that you are proud of your home and take meticulous care of it.
6. Emphasize the features of your home that make it a good place to live in the winter. If your roads are regularly plowed and de-iced, be sure to make it known.
For more information about selling Ludlow, VT real estate and Okemo Mountain real estate, visit my website. You'll be glad you did!
BankRate.com has some excellent tips to help speed up a winter sale:
1. Keep walkways and driveways clear of snow and ice. You may not have to mow the lawn or trim the shrubs, but in the winter, consider this duty your "yard work."
2. Present a warm and cozy home. Make sure the temperature is comfortable and not too cool for visitors coming in from the outside. Turn on gas fireplaces if you have them.
3. Show during "high-daylight" hours and make your home as light as possible. Clean blinds and curtains and keep them open during daytime showings. Put the highest wattage bulbs in amps and fixtures, and turn the lights on when you show. And wash your windows -- even a little bit of grime gives the impression that the home isn't well cared for.
4. Set the mood with a little soft background music and some pleasant smells. Light a few candles that give off a nice scent, such as vanilla. Just don't overdo it -- you don't want people to think you're trying to mask a bad smell.
5. Ask prospective buyers to remove their shoes or slip on paper booties over them. Doing so shows buyers that you are proud of your home and take meticulous care of it.
6. Emphasize the features of your home that make it a good place to live in the winter. If your roads are regularly plowed and de-iced, be sure to make it known.
For more information about selling Ludlow, VT real estate and Okemo Mountain real estate, visit my website. You'll be glad you did!
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